Not so fast, the penalty for not having qualified health insurance has been removed beginning in 2019. That means that the penalties are still in effect in 2017 and continue through 2018. Let us also remember that certain states have their own penalty for not having insurance (Massachusetts) and low and behold, other states (D.C.) are considering taking the matter into their own hands. These states include Connecticut, California, Maryland, and don’t expect New York to be too far behind.


Hope that the individual insurance markets survive to help millions obtain adequate health insurance. A reminder to large employers (50 or more full-time plus full-time equivalent employees) that your company is still required to offer qualified insurance or potentially face a penalty. Many of those with less than 100 employees are considered small businesses.


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